1 CARGO INSURANCE
— Franchise as part of the damage unpaid by the insurance company in case of the insurance event
— London Underwriters’ Clauses A, B, C
2 GENERAL AVERAGE
In the maritime law general average means a situation which requires for partial loss of cargo/equipment in order to rescue the vessel, cargo and freight, as well as the damages sustained due to such situations. General average costs shall be borne by all the participants of transportation proportionally to the cost of vessel, cargo or freight. General average damages shall be borne by all the participants of transportation including when the dangerous situation causing extraordinary costs occurred due to the third person’s or one of the sea carriage contract party’s fault.
In such case the average adjustment (or dispatch) shall be calculated. All the general average participants (cargo owners etc.) are either obliged to reimburse general average costs and damages or entitled to charge the damage reimbursement. Such rights and obligations shall arise pursuant to the Merchant Shipping Code irrespective of whether the cargo is insured or not.
3 INSURANCE OF THE FORWARDER’S LIABILITY
— full cargo lost or partial cargo damage during the transportation
— delay in cargo delivery
— damages caused to property or health of third persons (in case of transporting hazardous cargos)
4 SURVEYING SERVICES
The term of survey initially meant the examination or inspection of mainly sea-going vessels. Further this meaning was expanded and extended. In the up-to-date practice the survey means inspection, assessment and the wide range of functional duties performed both in the transportation and in the production processes.
Surveying services mean the independent (qualitative and quantitative) cargo and transport assessment, including the quality of transported cargo stowage and fixing, various auxiliary services in the loading/discharge process, functions of average adjusters and consulting services.
The surveyor (the independent expert providing surveying services) shall settle the issues of proper rejection of claims raised by the other party and shall help the client to state its grounded positions as well as provide the correct legal defense. The data collected by surveyor shall be submitted to the client as a report with all the attached documentation upon the analyzed situation. It should be noted that the surveyor shall act as the independent third party, therefore it may represent the client’s interests at the arbitration court as a witness or as an expert.
5 THE BEST GUARANTEE OF CARGO PRESERVATION
Survey in loading + Survey in discharge + Cargo insurance during the whole route of transportation + Drawing attention to the details!